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homespot.ro > Articole > Financiar > Piraeus Bank ofera creditele "Spatios" si "Cartier"
Piraeus Bank ofera creditele "Spatios" si "Cartier"
Scris de verde pe 07-02-2008

piraeus bankPiraeus Bank Romania a lansat doua credite de tip punte acordate pe maxim trei ani. Ele sunt destinate persoanelor care doresc sa construiasca imobile.

Primul credit se numeste Spatios si se acorda pe maxim 2 ani, fiind adresat persoanelor fizice care detin deja o locuinta si doresc sa cumpere sau sa construiasca inca o proprietate imobiliara. Acest credit se acorda in lei, euro sau franci elvetieni si poate ajunge pana la 75% din valoarea garantiilor (imobilul aflat deja in proprietatea clientului).

Banca anunta ca acest credit are o dobanda variabila, ce se poate plati, in functie de optiunea beneficiarului, lunar sau la maturitate. In cazul in care clientul alege varianta a doua, imprumutul se ramburseaza intr-o singura transa, suma fiind obtinuta din vanzarea imobilului detinut anterior obtinerii creditului. In cazul alegerii ratelor lunare, avantajul acestui credit este acela ca sumele constau exclusiv in comisionul de administrare si dobanda. La dobanda ROBOR banca adauga 3%, iar la EURIBOR 3M si LIBOR CH 3M pune 4%.

Al doilea imprumut se numeste Cartier si este destinat persoanelor fizice care vor sa construiasca imobile pe care sa le vanda ulterior. Creditul se acorda in lei, euro sau franci elvetieni, perioada maxima de acordare fiind stabilita conform datei de finalizare a constructiei, inscrise in proiectul de executie, fara a depasi 2-3 ani. Suma maxima, ca si in cazul imprumutului Spatios, poate ajunge pana la 75% din valoarea garantiilor (terenul detinut si imobilul care urmeaza a fi construit). Rambursarea imprumutului se face intr-o singura transa, la sfarsitul perioadei de creditare. La dobanda ROBOR pentru trei luni banca adauga o marja proprie de 3,5%, iar la dobinzile EURIBOR si LIBOR CH pune 4,5%. Asadar, in acest moment dobanda la lei se apropie de 12%, iar cea la euro, de 9,5% pe an.


9 comentarii. Posteaza un comentariu

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Scris de Missi pe 29-06-2016 01:19

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Scris de Samiullah pe 29-10-2015 10:14

Love the plot car idea you described, so silmpe and clear. Good reminder about: who wants what in this scene? I had an unfortunate 3 week gap in my WIP efforts and had to spend time sorting out my who did what in an earlier chapter and if someone in Arc 2 does this what does that mean for Arc 3, etc. It made for a lower word count session, but I think I'm back on track now still aiming for June!
Thanks, Denise. Yes
Scris de Jirwudo pe 27-10-2015 19:34

Thanks, Denise. Yes, those interruptions are relaly hard to come back from since the WiP just floats down below the surface of your mind and it takes some fishing to bring it back up and get it sailing along again. Sounds like you managed though. And June sounds like a workable goal. I'm aiming to finish this draft soon, not by this Saturday for a workshop with Nancy P as I'd hoped, but still it will be soon. http://zmblbc.com [url=http://nrhcgcf.com]nrhcgcf[/url] [link=http://aywzlzt.com]aywzlzt[/link]
Stan .isn't this sim
Scris de Jennyfer pe 27-10-2015 13:32

Stan .isn't this similar to the paerttn in Serbia where the western installed vampire leadership in Belgrade has been trying to drag Serbia over the EU cliff in exchange for which they will enjoy BIG PAYDAYS same as the Greek traitors? I'm guessing the Greek and Serb elections that have placed these fools in office have been rigged by the US and its western lap dogs. I refer to these traitors as fools because their future holds for them a fate similar to that of musselini and causescu (sp?) when the patriots finally wake up a fitting departure for blood sucking vampires the world over.
Ah Tiina...And remem
Scris de Darwin pe 26-10-2015 00:10

Ah Tiina...And remember the Nazi Germany, the Spanish inotisiuiqn, the crimes that France and Britain committed in their colonies, the Ottoman Turkey, the Soviet Russia, and so on... China is not a saint, no.. But neither are we...We should not forget, but neither stick to the past. China is different to Europe.. We can not make them think or act as we do.. We can not force every country to embrace European values.. We must though cooperate with them and share this planet.. So we need mutual understanding first... Issues like the one you are mentioning happened many times in the past in Europe too.. In another era of course.. Every country has its own dark pages. China though has a different set of values and culture. Why must we all think like Europeans?

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homespot.ro > Articole > Financiar > Piraeus Bank ofera creditele "Spatios" si "Cartier"







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